How were you hurt? Understanding the different types of claims for damages

How were you hurt? Understanding the different types of claims for damages

Based on personal injury laws in the US and in general.

 There are many different ways you could get hurt and not all are physical. It is important that you understand the different types of claims and cases that are available to you – and the different types of claims that could be addressed to you.

 Note that claims for personal injury may also be categorized according to the nature of the injury. For the purposes of this article, however, we will focus on the cause.

1. Negligence vs. strict liability

 Before we go into details, it is important to understand that any type of claim falls into one of the three broad categories. The first, negligence, claims that the inaction of a defendant infringed the applicant. The second, strict liability states that the person was responsible for the prevention of injury and that responsibility did not exist. This also applies if there is no negligence.

 The third type will be discussed in more detail later in the paper and concerns cases in which a defendant deliberately damages a claimant.

 2. Motor vehicle accidents

 In the United States, personal accidents are the most common personal injury cases. A vehicle accident is only asserted if the defendant proves clearly negligent.

 Note that some states include a no-fault clause that requires drivers to pick them up from their own insurers rather than file a lawsuit in court. Texas is not one of them, but your state could be – if in doubt, ask a lawyer for personal injury.

 Motorcycle accidents are a unique subclass of vehicle accidents with higher levels of injury and greater difficulty in determining liability 

3. Malpractice

 Cases of medical misconduct are among the most complicated personal injuries.

First, each state has its laws on due diligence and the degree of liability of a doctor. Second, it can be difficult to pinpoint the difference between legitimate negligence and simply a poor outcome for the patient. In some cases, regardless of what a doctor does, they can not help their patient.

 In addition, determining who is specifically liable can be a challenge – it is not always the doctor, in some cases other hospital staff or even entire facilities can be blamed for it. 

4. Slips and falls

 For fall and fall cases, it is assumed that the property owner is required by law to keep his property free from hazards such as snow, ice, and debris

 Whether an owner is liable for a breach of his property is controversial and, like the other claims, depends on state to state.

 For example, in Texas, an application must be submitted either to the property owner’s insurer or as a claim within two years of the breach.

 If you find that you are responsible for more than 50% of the blame for your injury, you will not receive any compensation.


 Accidents and injuries in the workplace are usually treated by employee compensation. If you are injured at work, you must notify your employer immediately so that he can file an application and help you with the reimbursement of your medical bills. If you are not paid for a long time due to the injury, you can also apply for disability payments.

 The exception is if your injury was caused by unsafe working conditions

For example, if you have knowingly been instructed by your employer to use cleaning chemicals without proper safety equipment. In this case, you should report the incident to the Texas Department of Insurance’s Security Injury Hotline. You may also need to contact a lawyer if the employer makes a claim for damages against the employee.

 Intentional injury

 Last but not least, these are personal injuries caused directly and maliciously. Knowing as deliberate offenses and with things like attack and battery, these almost always lead to a criminal case against the offender.

 In Texas, however, it is also possible to bring a civil suit against an attacker to replace medical expenses, property damage, lost working time or all of the above.

 If these cases get complicated, sue the offender directly. Your insurance company does not pay – they usually have to compensate you out-of-pocket. This means that most of the resolutions are difficult to justify a lawsuit.

 This is only reinforced by the fact that damage is often difficult to prove only in the most difficult circumstances.

 Use your claim

 There are many different types of claims for damages. It is important that you know what claims you can make – and what your claims should be. Because if you know the different options that are available to you, you have come much closer to compensate for your pain.

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